Lightning Strike!

A forum for discussing topics relating to MacGregor Powersailor Sailboats
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Paul L
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Re: Lightning Strike!

Post by Paul L »

Thanks for the commiseration. I do have insurance and I guess I'll give them a call, but as usual, there are probably so many hoops to jump through regarding deductibles and hassle, that it might only be good for catastrophic loss. Plus, when you make a claim, they tend to raise your premiums and get it back out of you later.
Our insurance (Progressive) (Can I say that?) was excellent with us 2 years ago when our :macm: landed on the rocks in a bad storm on Flathead Lake (MT) . They didn't blink or hassle. Forked over $8000 in hull repairs, new rudders, etc etc. Rates did not go up, but our "Accident Free" status reset :(

Wow...loved your graphic description.... I didn't understand the part about taking a dinghy ride UNDER the hull... :|
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Catigale
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Re: Lightning Strike!

Post by Catigale »

His boat is up on a lift, above the water....
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Russ
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Re: Lightning Strike!

Post by Russ »

Paul L wrote:Our insurance (Progressive) (Can I say that?) was excellent with us 2 years ago when our :macm: landed on the rocks in a bad storm on Flathead Lake (MT) . They didn't blink or hassle. Forked over $8000 in hull repairs, new rudders, etc etc. Rates did not go up, but our "Accident Free" status reset :(
Wow! Were you on the boat when it went up on the rocks? Flathead Lake rocks seem to attract boats.

Image
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Paul L
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Re: Lightning Strike!

Post by Paul L »

RussMT wrote:
Wow! Were you on the boat when it went up on the rocks? Flathead Lake rocks seem to attract boats.
I suspect that guy used his motor to get that high up on the rocks.

Yes we were on the boat, until we abandoned ship, stern tied to Bird Island. The storm hit so fast, during dinner that I couldn't get it untied and out to deeper water in time. Only in <one foot of water, I couldn't lower the motor. And in the powerful head wind and hail I just couldn't pull hard enough on the rode and well set anchor to drag the boat away from the shore.
Bang bang bang we listened to it bouncing on the rocks all night, as we camped in a hastily rigged lean-to all night. Fortunately, I was able to retrieve boat cushions and the unfinished red wine for the admiral!

Pleasant moments before the storm:
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Next morning:
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John McDonough
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Re: Lightning Strike!

Post by John McDonough »

the regoion around Tampa florida is one of the planets most active lightning strike zones..NOAA

a little off topic.. 1770`s AD Benjamen Franklin started installing roof top lightning rods, copper wire and ground rods on the tallest strutures in Philadelphia Pa. a few Ministers ordered Ben to remove the rods from churuches, it was God`s way of destroying false churches and Ben was mesing with nature. Ben Franklin told the church leaders he would allow Nature to runs it course and remove the lightning protection systems, but only if they remove thier roofs which were also messing with Nature and God`s will to wet people.
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Steve K
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Re: Lightning Strike!

Post by Steve K »

We are forecast for a hot summer, high desert lightening storm this very night.
It's still 98 degrees here @ 4:20pm (that's 16:20 hours for you real sailors).

And we have a flash flood warning too.

Three Sheets is in the back yard...... mast down......... tarp on :wink:

Looking forward to the light show tonight :)

BB,
SK
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Dimitri-2000X-Tampa
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Re: Lightning Strike!

Post by Dimitri-2000X-Tampa »

Thought I would share my latest on fixing my boat after it got hit by lightning on July 9th. I had originally thought it was just all the electronics that were fried on it and I've since hired a mobile repair service because it is taking me forever to get everything fixed on my own (and the insurance company should pay all the labor). On Friday, I installed the new switch and electric motor to get my boat lift working again and yesterday, I lowered the boat into the water for the first time since the strike. Since I'm still in the beginning of the insurance claim, I wanted to go out for a short ride, make sure the motor was working properly in all RPM ranges, charging the batteries, etc. I had gone under the hull of the boat a few weeks ago with a rowboat just to make sure there were no big gaping holes, but I wasn't able to see up in the centerboard slot where the compression post is attached that supports the mast. So, I thought I would be ok to get the boat wet again.

After lowering the boat into the water with the repaired lift, I jumped on and took a quick look in the cabin to make sure everything was dry and my worst fear was realized as I saw water flooding into the lower floor sections. I immediately jumped off and raised the boat out of the water, and watched water gushing out of the far side of the boat, but couldn't make out any breaches in the hull. So I got my row boat out again and went under the boat and now what was obvious is that there was a thru-hull opening that was wide open, there was supposed to be a depth transducer in there but it was a 2 inch diameter big hole in the bottom of the boat that I could stick my finger into. Went back up and under to the compartment under the rear berth where the transducer was and it was broken off, some nice black carbon spots all over it like there had been a good electrical discharge. And this was actually an old non operable transducer that I had left in there as a plug since it stopped working a few years ago and I replaced my depth finder with a transom mounted transducer type. So, now I'm going to have to decide whether to get some sort of plug, fiberglass the hole closed, or maybe get a new thru-hull transducer since the depth finder is one of the instruments that got fried by the lightning strike. Even though the thru-hull transducer is not connected to anything, I think some of the wiring is bundled up in a harness with other wires so somehow, it must have grounded the electricity through it (probably to the well grounded lift where the bunk board is right on the transducer for the most part), blown itself apart and out of the hole.

So now I have to fix the hole in the boat before I can check other stuff. This is a big game of progressive fixes, ie, I can't tell if the navigation equipment is working right until I can run the boat through the water, I can't tell if the speakers are blown until I get a new stereo to replace the fried one, etc. So I'm hoping to have all this stuff fixed by late October and November boat camping season including the extended Cayo Costa trip I'm hoping to make. Of course, I can still use handheld GPS's and VHF radios, etc. even if all the boat's systems aren't repaired yet, but I do need to make sure that the hull and motor are sound though.

So you see, mast-up storage is not always so great ;)
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Catigale
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Re: Lightning Strike!

Post by Catigale »

Yeah, but mast up saved your motor from immersion and all the other stuff on board .... :D
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Dimitri-2000X-Tampa
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Re: Lightning Strike!

Post by Dimitri-2000X-Tampa »

Yea, I guess that is a good point! Living in the lightning capital of the world, my repair guy has apparently worked on a lot of lightning strike boats. He said there was one guy who was on his sailboat out in the water when it got hit and it did the same thing as mine, popped a thru-hull transducer out, which promptly caused the boat to sink with him on it. I didn't ask, but I assume he got out of there alive.
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Highlander
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Re: Lightning Strike!

Post by Highlander »

Two close encounters for me once @ Owen Sound lightening hit the sail boat right behind me he had about a 50ft mast took out all his electronics & his diesel motor so I towed him the rest of the 50ft to the dock the lightening went off his mast to the tall dock light post @ the end of the docks & then took out the wall of the marina building that just happen to have their hydro lines & boxes on it setting the building on fire when I docked my boat yer never seen people exit from a boat so fast they all disapeared to the can I think LOL
Another time I was out on Lake Ont. about 5 miles out when all of a sudden we had this blue sheet of lightening come accross the water like about 20-50 ft above the water it just zapped by us horizontally & went right accross the the Lake & sure enough about 20mins later again the guy's on board my boat when it happened the first time siad I think we should all put on our PFD I said why !! & when it happened the second time they said I think u should get us to f%$@& off the lake watching grown men almost in tears I had to oblige , they thought I was crazy I tried to explain to them panicking ain't gonna get u off the lake any faster its just gonna create more problems & make the situation maybe worse if something goes wrong we were fishing @ the time & I had these 18ft Alum. outriggers out & they said are u not gonna bring these in I said be my guest "no takers" so I had to proceed to bring them in & colapse them down to 7ft & nobody wanted to store them away for me LOL
Yep can be scarey times in lightening :o

J 8)
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RobertB
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Re: Lightning Strike!

Post by RobertB »

Highlander - Have you ever gone by the nickname SPARKY? :)
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kmclemore
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Re: Lightning Strike!

Post by kmclemore »

Wow, that's odd that it took out his diesel... once a diesel is running and hot they really don't need any electronics to keep going.
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Hamin' X
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Re: Lightning Strike!

Post by Hamin' X »

Some diesels have a fuel shut off solenoid that should be called a fuel turn on solenoid. No power, no go. Most have a manual bypass of course, but perhaps the skipper did not know about it.

~Rich
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Obelix
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Re: Lightning Strike!

Post by Obelix »

Dimitri-200X-Tampa,

I am very sorry to learn about your lightning strike, I just moved into Port Richey and was reading your excellent and inspiring travel reports on the WCTSS site. :cry:
I hope all damages on your boat and lift can be fixed in a timely manor without breaking your bank.
Maybe we will meet someday on these waters.

Best of luck

Obelix
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Dimitri-2000X-Tampa
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Re: Lightning Strike!

Post by Dimitri-2000X-Tampa »

Thanks Obelix, I don't think I've ever seen an M boat around here or on any (local) WCTSS outings so I hope we do get a chance to meet one of these days. I usually attend about half the outings in a year.

I just thought I would close out this thread by thanking Steve and the others who encouraged me to make an insurance claim. You know, living in coastal Florida, I have had such a negative opinion on insurance companies, that I almost made a stupid mistake by NOT filing a claim. The bottom line is that homeowners insurance is a real crock around here, I've already been canceled twice with no good reason (ie. NO claims) and so my homeowners has become a last resort of catastrophic emergency. The premiums have gotten so high that I've had to raise my deductible to ridiculous levels. And the bottom line is that I did not make a claim on the house damage even though it would have ended up being thousands of dollars in damage (especially if I had hired someone to repair it). The other problem is that I progressively found more and more things broken and had already started fixing things before I knew the full extent of the damage. Like for example, my garage door opener, can't live for long without getting the car in and out. But even the repacement cost on my home computer alone was over a thousand dollars (although it was due for an upgrade anyway).

Since it took me a few weeks to even realize the damage to the boat, and since I didn't "have" to go out sailing right away, I took my time with that and made a claim to my insurance company which is progressive (same as I have on my cars). And I just have to say that they were absolutely fantastic about it. They recommended good people to help out (I usually do all my own work to the boat but frankly I was overwhelmed with all the house and boat damage combined and it literally took me over 4 months to recover) and they even paid to have my blown out thru-hull fiberglassed over. They certainly didn't "have" to do this, they could have paid me $100 to put in a new transducer (restoring it to pre-strike) versus paying $500 for fiberglass repair. In the end, with all the blown out electronics and labor charges to replace it, the claim value was over half of the total value of the boat!

The good news is that I'm pretty much all recovered now except for the autopilot which I'm working on currently and I have all brand new electronics in the boat, no more holes in the bottom of the hull and I'm out cruising again. I spent 10 days on my boat in November and am a happy camper. So, it was a heck of a lot of work but now my boat is better than ever, I have all the latest gadgets including some good new safety features like DSC and AIS so its a happy ending. Oh, and I also bought some jumper cables to clip to the shrounds and will most likely keep my boat grounded to the water when its on the lift from now on...so, that changes the way I used to think about lightning grounding too! I do still have to repair the electrical conduit to the house and I'm contemplating how I can put in a grounding rod and additional switch between the house and the dock so that if the lift does get hit again, it can dissipate more energy to ground before it gets to the house, but hopefully, the odds are in my favor now that I won't get hit again..even though that "lightning never strikes twice in the same place" is a myth because this is the second time I've been hit in about 17 years (house not boat - which I didn't own back then) and one friend told me a story of a marina based sailboat that got hit twice in one summer! Oh well, such is life in the lightning capitol of the world.
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