You know what, I’ve been thinking about this all afternoon. I’m wrong on the water ballast/water bag analogy. The reason the bag of water is neutral IN water, is because it displaces it’s own weight in water. (assuming the water is the same specific gravity IE: fresh water vs. salt water for example) When we raise the bag out of water we are no longer displacing the same amount, thus our bag is heavier, because it is no longer buoyed up by the displacing water pressure.
Our hulls displace more water weight, than they weigh, whether full of ballast or not. This is why they float. (bear with me, I’m thinking out loud) If our beams were shaped wider than they currently are, as our boat heels, we would start to displace more water due to the shape of the hull, thus the resistance to the opposing heel is increased. In turn, increasing stability. Tangentair you got me thinking with your canoe example. Thanks.
My apologies on my first post as I got focused on the wrong thing, then started typing before the brain kicked in!
---Harrison