As with everything else I've done wrong once, I did loft the sails, pull out the furler, and the boat tipped WAY over in light air. I immediately realized I hadn't ballasted the boat, so I released the genny sheets (which I had in hand) to right the boat and immediately pulled the gate valve up. It had stopped heeling before I released the sheet, but it moved scary fast and went way over.
My rule after that has been to leave the gate valve open by default on the trailer. Keeps the tanks dry and not smelly, and if anything gets forgotten, well at least there's water in the tank.
My boat runs very light, with all my mods being electronics. I was the only person aboard when it happened, and in the cockpit.
All of these roll-overs have one thing in common: 10+ passengers above deck. That is the real problem.
And yes, it's safer than most powerboats its size--especially if you were to power ballasted.
